Will all of my Louisville accident expenses be covered under PIP?

A: All of your Louisville accident expenses may not necessarily be covered under PIP in Kentucky. A Louisville accident lawyer can explain how this may affect your case.

PIP (Personal Injury Protection) can be used for your first $10,000 of expenses. This includes not only the medical expenses you have incurred but lost wages as well. While this may sound like a lot, if your injuries were serious it may not be enough.

It is not uncommon for medical expenses and lost wages to go over the coverage you have available through PIP. This means you could be left with the remaining balance of your medical care. This does not include any additional lost income.

This is why you should seek help from a Louisville accident lawyer. Not only are your medical expenses and wages a concern but PIP cannot address other losses you may have suffered and be entitled compensation.

The following are not covered by PIP and require the services of a lawyer to recoup from an accident: 

• pain and suffering;
• disfigurement;
• mental anguish;
• reduced quality of life; and
• other damages could be available.  

An attorney can help determine if you should file a claim that addresses expenses and losses not covered by PIP in Kentucky.

Keep in mind that all drivers are required to carry PIP in Kentucky. Therefore, if you do have proper coverage on your vehicle, you may not be entitled to compensation for your injuries. While the other driver's insurance company may still have to pay for your medical expenses, your ability to collect other damages could be hampered. 

contacting a Louisville Accidents Lawyer

A lawyer at Gray & White can help you handle every aspect of your Kentucky personal injury claim. If you've been injured in Kentucky, contact us today for a free evaluation of your case - 1-800-634-8767 or 502-210-8942.