5 Mistakes that Could Thwart your Kentucky Car Accident Claim (Part A)

When you’re filing a Kentucky car accident claim, it’s all too easy to make simple mistakes that could damage your case, especially in the stressful aftermath of a serious accident. Before proceeding with your claim, you’ll want to talk to a Louisville personal injury attorney to make sure you know how to guard yourself against inadvertently hurting your chances for compensation.

Chances are, this is the first personal injury claim you’ve had to file. You probably aren’t familiar with the ins-and-outs of car accident cases or how the insurance companies handle matters. To begin protecting your claim, you’ll want to avoid these 5 common mistakes that many accident victims tend to make.

Mistake #1: Neglecting Medical Needs

Delaying or neglecting your medical needs sends a message to the insurance company that your injuries are not serious. If you don’t use emergency medical care services after the accident or you procrastinate with your doctors’ appointments, adjusters will be able to discredit your injuries and minimize your compensation.

After the accident, make sure to keep up with appointments and follow-ups with your:

• chiropractor;
• family physician;
• assigned specialists;
• therapists; and
• surgeons.

Many people think their soreness and “minor” injuries will simply dissipate after an accident, but that’s not always the case. When you wait too long to seek medical attention, the time gap between the accident and your reported injuries makes it easy for the insurance company to deny your claim.

Mistake #2: Saying Too Much

Rambling on and on to insurance adjusters will only get you into trouble. Yes, honesty is the best policy, but adjusters are trained to use your words against you; the less you say, the better.

You’ll need to think carefully about how to answer their questions before discussing your accident with them. Contact a Louisville personal injury attorney before you agree to a recorded statement with the adjuster, so you’ll know how to properly handle your Kentucky car accident claim.

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