The Dos and Don’ts of a Kentucky Car Accident Insurance Claim (Part A)

When you are pursuing a Kentucky car accident insurance claim, there are some important dos and don'ts that you need to be aware of. To learn how to protect your claim and your rights as a victim, you should speak with a Louisville accident attorney.

When it comes to the details of your car accident and dealing with the insurance company afterwards, there are things that you can do to help your case but there are also things you shouldn't do in order to avoid a potential problem. These decisions could affect the outcome of your claim.

The Dos of a Kentucky Car Accident Insurance Claim

One of the important dos after an accident with another vehicle is to get the other driver's insurance information. If for some reason you are unable to do this, then a Louisville accident attorney can help. This includes the name of the insurance company and the telephone number.

Another important thing to do is to write down all of the dates and times in which you speak with someone at the insurance company. Don't try to rely on memory. Jot down what was discussed in the conversation, who you talked to, and their phone number as well.

Do be sure to check into the insurance policies that you have available. You may be entitled to coverage under more than one policy. Reviewing each of them is important.

You should also save all documentation, records and receipts that pertain to your accident and your injuries:

• insurance statements;
• medical bills;
• vehicle repair work; and
• any other expenses incurred.

This will be used later on to help determine the amount of compensation that you are entitled to receive.

Another do is to be honest from the very beginning about your accident and injuries. Exaggerations and lies will only hurt your case and potentially cause it to be dismissed. If you need help in Kentucky after a car accident for an insurance claim, contact your Louisville accident attorney.

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