The driver who caused your car accident purchased car insurance for the same reason you did—because it is required by Kentucky law to cover any injuries or damages resulting from a crash. You assume that when an accident occurs, the insurance company will come through and pay what it owes.

But Insurance Companies Don’t Want to Pay Fair Car Accident Damages

Insurance companies maximize their profits by taking in premiums and then paying out as little as possible in claims. Accordingly, some insurers will try to either get out of paying car accident damages or they will try to settle claims for less than they are worth.

How Insurance Companies Try to Minimize Claims

Insurance companies may try to:

  1. Get you to settle quickly for less than your case is worth
  2. Get you to say something that could be misinterpreted to harm your claim
  3. Confuse you so that you agree to something that is not in your best interest
  4. Delay your claim so that you are desperate to settle

An experienced lawyer can help protect your rights even if the insurance company resorts to one or more of these tactics.

How to Get the Fair Car Accident Recovery You Deserve

Our experienced car accident injury lawyers are well aware of the games that insurance companies play to minimize car crash recoveries, but we don’t care about the insurance companies’ profit margins. Instead, we are dedicated to getting each and every car accident victim we represent a fair and just recovery. We know how to negotiate with insurance companies to get those recoveries. If an insurance company is unwilling to settle for a fair and reasonable amount, we will not hesitate to represent our client in court and to make our case to a judge or jury.

To learn more about how our lawyers can help you after a Kentucky car crash, please start a live chat with us now or call us any time to schedule a free, no-obligation consultation.

Matthew L. White
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Founder & Partner of Louisville Personal Injury Law Firm Gray & White Law
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