How Your Medical History Impacts Your Kentucky Injury Settlement

One of the biggest mistakes you can make when seeking a fair settlement for your injuries after a serious accident in Kentucky is allowing the insurance company access to your complete medical history. Your claim adjuster will often ask you to sign a medical record release, and this could damage your Kentucky personal injury claim value.

When you give permission for your claim adjuster to access your past medical record, they will be looking for any pre-existing conditions that may relate to your current injuries from your accident. If they can connect something like a past shoulder injury to your current complaint of a torn rotator cuff, they'll use that to their advantage.

Claim adjusters often cite previous injuries or conditions as evidence that your current injuries were not caused by the accident. If they can prove this, they'll deny you any compensation for those injuries. While it may be true that you had a past injury, that doesn't mean your accident didn't cause new damage to that area.

It's important to understand the methods with which your claim adjuster gives a value to your Kentucky personal injury claim. If you don't understand the types of damages eligible for compensation, you could be jeopardizing your financial future when your settlement isn't enough for your future needs. 

Contacting a Louisville Personal Injury Attorney

Before accepting any settlement from the insurance company you need to know what's fair and necessary for your future needs. Insurance companies don't care if their settlement offer will protect you and your family if extra medical treatment is necessary for your injuries.

A Louisville personal injury attorney at Gray and White Law can help you handle every aspect of your Kentucky personal injury claim. If you've been injured in Kentucky, contact us today for a free evaluation of your case - 1-800-634-8767 or 502-210- 8942.