Kentucky Auto Insurance Requirements: Personal Injury Protection (PIP)

If you believe that the injuries you sustained in an accident in Louisville were the result of someone else’s negligence, you should seek legal counsel. A Louisville accident attorney will take the time to evaluate the details carefully and determine if you should proceed with filing a claim against the other driver.

Personal injury protection (PIP) is a mandatory type of coverage that motorists must carry in the state of Kentucky. The minimum amount required is $10,000.

PIP may cover your medical expenses. These can include a wide range of medical services, from the ambulance ride after an accident to any ongoing physical therapy afterwards. 

PIP may also cover lost wages. If your injuries prevent you from working, your income may be covered.

During your recovery time, you may need to pay someone to help you with services that you are unable to do. This could include taking care of your children or household duties, which may be covered by PIP.

It is a good idea to purchase as much PIP coverage as you can. The goal should be to have more coverage than what your health insurance offers. 

Kentucky auto insurance requirements could affect the outcome of a claim if you were involved in an accident in Louisville. To learn what legal options may be available if you were seriously injured, contact a Louisville accident attorney as soon as possible.

Contacting a Louisville Accident Attorney

A Louisville accident attorney at Gray and White can help you handle every aspect of your auto accident claim. If you’ve been injured in Kentucky, contact us today for a free evaluation of your case – 1-800-634-8767 or 1-502-210-8942.