Personal injury

The phone rings at 3 a.m. Your teenage son was riding his motorcycle when a distracted driver ran a red light. Now he’s in intensive care with a traumatic brain injury, and doctors can’t say if he’ll ever walk again. Or perhaps your father developed sepsis after nursing home staff ignored his infected bedsore. Maybe a surgical error during your spouse’s routine procedure left them permanently disabled.

These moments change everything. The injuries are severe, and the medical bills mount quickly. Insurance companies make promises they don’t keep, and while you’re trying to care for your loved one and process what happened, adjusters are already building their defense.

At Gray & White Law, we handle Kentucky’s most demanding personal injury cases because we know what’s at stake. For over 25 years, our Louisville-based trial attorneys have secured substantial verdicts and settlements for families facing catastrophic losses. We focus exclusively on serious injury cases that require extensive medical evidence, expert testimony, and aggressive advocacy against well-funded opponents. 

Personal Injury Cases We Handle 

Our practice concentrates on catastrophic injuries that permanently alter lives. These aren’t fender benders or minor mishaps. We represent victims whose injuries demand years of medical treatment, prevent them from working, or require lifelong care.

We handle a broad range of serious injury cases, including those involving: 

  • Nursing home abuse and neglect. Facilities that fail to provide adequate staffing, nutrition, or medical attention can cause bedsores, malnutrition, falls, infections, and wrongful death. We hold negligent nursing homes accountable when their decisions harm vulnerable residents. 

  • Catastrophic vehicle accidentsHigh-speed collisions involving cars, trucks, and motorcycles often result in spinal cord injuries, traumatic brain injuries, amputations, and severe burns. We investigate these accident scenes, consult with reconstruction experts, and build cases proving liability against trucking companies, commercial carriers, and uninsured motorists. 

  • Medical malpractice. Surgical errors, birth injuries, misdiagnoses, medication mistakes, and anesthesia errors can cause permanent harm or death. Our registered nurse reviews medical records to identify deviations from accepted standards of care that other firms might overlook. 

  • Dangerous drugs and medical devices. Defective pharmaceuticals and faulty medical devices cause serious harm when manufacturers prioritize profits over safety. We represent patients injured by recalled medications, dangerous prescription drugs with undisclosed side effects, and defective medical implants that failed or caused complications. 

  • Premises liability. Property owners who fail to maintain safe conditions can be held responsible for injuries caused by their negligence. We handle cases involving slip and fall accidents on hazardous floors, inadequate security leading to assaults, and unsafe property conditions that result in serious harm. 

  • Product liability. Defective products cause injuries ranging from burns to amputations. We pursue claims against manufacturers, distributors, and retailers when design defects, manufacturing flaws, or inadequate warnings make products unreasonably dangerous. 

  • Dog bites. Severe dog attacks can cause permanent scarring, nerve damage, and psychological trauma. Kentucky law holds dog owners strictly liable for injuries their animals cause, and we pursue compensation for medical treatment, reconstructive surgery, and emotional distress. 

  • Brain injuries. Traumatic brain injuries from accidents, falls, or assaults can affect memory, cognition, personality, and motor function. These injuries often require lifetime care, and we work with neurologists and life care planners to document the full scope of treatment needs and associated costs. 

  • Wildfire damage litigation. When utility companies fail to maintain power lines and equipment, the resulting wildfires destroy homes, businesses, and lives. We represent property owners and injury victims in wildfire litigation against negligent utility companies whose actions caused devastating fires. 

  • Wrongful deathWhen negligence takes a loved one, surviving family members deserve both accountability and compensation for funeral expenses, lost income, and the devastating loss of companionship. We pursue maximum damages against parties whose recklessness or carelessness caused preventable deaths. 

Understanding Kentucky Personal Injury Law 

Kentucky operates under a pure comparative negligence system. Even if you share partial fault for your accident, you can still recover damages. The court reduces your compensation by your percentage of responsibility. If a jury finds you 20 percent at fault, you’ll receive 80 percent of the awarded damages. 

Statute of Limitations 

The statute of limitations for most personal injury claims in Kentucky is one year from the date of injury. Medical malpractice cases follow the same one-year rule, measured from when you discovered or reasonably should have discovered the injury. Wrongful death claims also carry a one-year deadline. Missing these deadlines means losing your right to compensation entirely, regardless of how strong your case might be. 

What Compensation Can You Recover? 

Kentucky allows injury victims to pursue both economic and non-economic damages. The goal is to make you as whole as possible after someone else’s negligence altered your life. 

Economic Damages 

Economic damages compensate for measurable financial losses. Past and future medical expenses include emergency treatment, surgeries, hospital stays, rehabilitation, medications, medical equipment, and home health care. Lost wages cover income you’ve already missed. Lost earning capacity addresses your reduced ability to earn money in the future. Property damage reimburses vehicle repair or replacement costs. 

Non-economic Damages 

Non-economic damages address injuries that you can’t calculate on a spreadsheet. Physical pain and suffering, emotional distress, loss of enjoyment of life, disfigurement, and disability all qualify. In wrongful death cases, surviving family members can recover for loss of companionship, guidance, and support. 

Punitive Damages 

Punitive damages apply in cases involving gross negligence or willful misconduct. Kentucky juries can award these damages to punish defendants and deter similar behavior. A nursing home that systematically understaffs facilities while maximizing profits—or a drunk driver with multiple DUI convictions—might face punitive damages. 

How We Build Strong Personal Injury Cases 

Insurance companies know which attorneys will fold under pressure and which ones fight to trial. We don’t fold. Our preparation begins the moment you hire us. We: 

  • Secure critical evidence immediately. Surveillance footage gets deleted. Witness memories fade. Physical evidence disappears. Our investigators document accident scenes, interview witnesses, obtain police reports, and preserve evidence before it vanishes. In trucking cases, we demand electronic logging device data and maintenance records. For nursing home claims, we subpoena staffing schedules and internal incident reports. 

  • Consult nationally recognized experts. Catastrophic injury cases require specialized testimony. Accident reconstructionists explain how crashes occurred. Medical experts detail the full extent of injuries and future care needs. Economists calculate lifetime lost earnings and medical costs. Life care planners outline decades of treatment requirements. Vocational experts testify about diminished earning capacity. 

  • Quantify your complete damages. The first settlement offer rarely accounts for future medical needs, long-term care costs, or permanent lifestyle changes. Insurance adjusters hope you’ll accept quick settlements before understanding your case’s true value. We make sure you don’t. 

  • Prepare every case for trial. Most catastrophic injury cases settle, but not because we’re eager to avoid court. They settle because insurance companies recognize we’re prepared to win at trial. We file motions, depose witnesses, retain expert witnesses, and build comprehensive trial presentations. This preparation creates settlement leverage. When defendants know we’re ready to present your case to a jury, they make better offers. 

Why Our Approach Works for Catastrophic Injury Cases 

We don’t advertise for every minor collision because those cases don’t align with our practice model. We focus on catastrophic injuries that demand extensive resources, experience, and trial preparation. This approach benefits our clients in measurable ways.

Here are some examples of what sets us apart: 

  • In-house medical insight. Our registered nurse identifies medical issues that other firms miss. She reviews medical records with clinical expertise that goes beyond basic document review. In nursing home cases, she recognizes subtle signs of neglect that led to serious infections. In medical malpractice claims, she spots deviations from nursing standards that contributed to patient harm. This medical knowledge strengthens our cases and increases their value. 

  • Extensive trial experience. Our trial experience gives us leverage in settlement negotiations. Insurance companies track attorney performance and know which lawyers will fold and which will take cases to verdict. Our track record of courtroom success means defense attorneys recommend higher settlement offers to their clients. They’ve seen us win at trial and advise against the risk of going to court against us. 

  • Boutique firm structure. We’re a boutique firm, which means we’re never too busy for your case. Large personal injury mills handle hundreds of cases simultaneously. Your file becomes a number, and junior associates manage your claim. We limit our caseload so we can invest appropriate time in each client’s case. You’ll work directly with experienced attorneys who know your medical history, understand your injuries, and advocate specifically for you.