3 Types of Auto Insurance in Kentucky You Should Purchase

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Some types of coverage for auto insurance in Kentucky are required, such as personal injury protection and bodily injury liability. However, there are other types of coverage that should also be purchased to increase your protection.

If a Louisville accident caused you to suffer serious injuries, you should discuss your case with a Kentucky auto accident attorney. An attorney can explain if you are entitled to recover damages.

Here are 3 types of auto insurance coverage in Kentucky you should purchase: 

  • Medical Payments Coverage – ideal for motorists who don’t have good health insurance or any at all because it can be used for medical expenses;
  • Collision Coverage – helps pay for expenses to repair or replace your car, no matter who was at fault in the accident; and
  • Uninsured/Underinsured Coverage – covers damages in an accident with a driver who has either no insurance or not enough to cover your losses. 

These are optional types of coverage that can make a significant difference in your financial situation when you have sustained serious injuries. 

Your auto insurance can play a role in the outcome of your claim when you have been seriously injured in a Louisville accident. While there are some types of auto insurance coverage in Kentucky that aren’t required, they may be worth considering. To learn if you have a legitimate claim worth pursuing, contact a Kentucky auto accident attorney to discuss your case. 

Contacting a Kentucky Auto Accident Attorney

A Kentucky auto accident attorney at Gray and White can help you handle every aspect of your auto accident claim. If you’ve been injured in Kentucky, contact us today for a free evaluation of your case – 1-888-450-4456 or 1-502-210-8942.