What is bodily injury liability insurance in Kentucky?

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Bodily injury liability insurance in Kentucky is a type of insurance that covers the medical expenses of your passengers and those of other vehicles in the event that you’re at fault in an accident. 

For questions about liability or for other legal counsel, contact a Louisville car accident attorney.

The two major expenses that bodily injury liability insurance covers are medical expenses and legal expenses (in the event that you’re sued for the accident). Medical costs can amount to hundreds of thousands of dollars, especially with serious crashes or multi-vehicle collisions. In fact, many people wind up filing bankruptcy for this reason. 

For instance, if you’re traveling down I-71 and accidentally cause a multi-car pile-up, numerous people could suffer injury. The amount of medical bills you’d be responsible for could be enormous, expenses that bodily injury liability insurance would cover.

If you were partly responsible for the accident (and sometimes even if you weren’t), someone may take you to court. This could rack up huge legal fees that you’ll be responsible for, unless you have bodily injury liability.

Most states require drivers to have a certain amount of bodily injury liability insurance, and Kentucky is one of them. You’ll want to consider purchasing as much as possible to offset costs after an accident.

If you’ve been in an accident or have questions about how your insurance in Kentucky factors into your claim, contact a Louisville car accident attorney.

Contacting Louisville Car Accident Attorney

After an accident, bodily injury liability insurance in Kentucky could help you avoid bankruptcy if you were at fault for others’ injuries. A Louisville car accident attorney at Gray and White can help you handle every aspect of your car accident injury claim. If you’ve been injured in Kentucky, contact us today for a free evaluation of your case – 1-888-450-4456 or 1-502-210-8942.